AIG Car Insurance Ireland: Contact, Quotes, Claims & Reviews

Car insurance can feel like a puzzle, and many drivers wonder if AIG still offers cover, how to get a quote, and what to expect on claims. AIG Ireland currently advertises car insurance from €280 with up to 65% no claims discount, free breakdown assistance, and unlimited windscreen cover (AIG Ireland car insurance page).

Starting price: €280 per year ·
Discount available: Up to 65% ·
Trustpilot reviews: 109 ·
Key benefits: Free breakdown assistance & unlimited windscreen cover ·
Parent company: American International Group (AIG)

Five facts define AIG’s position in the Irish car insurance market, each backed by official sources.

Is AIG insurance still around?

What is AIG insurance now called?

• AIG’s life insurance division rebranded as Corebridge Financial, but car insurance remains under the AIG brand.
• The company operates in Ireland through AIG Europe S.A., authorised by the Central Bank of Ireland.

Despite the name change in life insurance, AIG’s car insurance offering continues unchanged. The current brand and website AIG.ie remain fully active for Irish drivers.

Is AIG still offering car insurance in Ireland?

• Yes, the AIG Ireland website is live and offers car insurance quotes online.
• Products include third-party, third-party fire & theft, and comprehensive cover.

AIG Ireland’s car insurance page explicitly advertises cover with discounts up to 65% and free breakdown assistance.

The implication: you can safely treat AIG as an active player in the Irish car insurance market.

Why won’t it let me insure my car?

Why can’t I get a car insurance quote?

• High-risk driver profile (young age, previous claims, penalty points)
• Vehicle age or type may not meet AIG’s underwriting criteria
• Incomplete or inaccurate information when applying

AIG uses underwriting rules that may reject certain profiles without a public explanation. The company advises contacting them directly for specific reasons if a quote fails.

What factors affect car insurance quotes in Ireland?

• Age and driving experience (especially under 25)
• Claims history and no-claims discount
• Type and value of the vehicle
• Location and annual mileage

AIG’s own switching guide notes that discounts may be available for safe driving, multi-policy bundles, or certain safety features.

How long does it take for a car insurance claim to settle?

How Long Can You Wait to File a Car Insurance Claim?

• AIG advises contacting your insurer within 24 hours of an accident, or as soon as you are able.
• Waiting too long may affect the validity of your claim.

According to AIG’s claims guide, even if you don’t intend to claim, you must notify your insurer because the other party may still make a claim.

What’s the biggest mistake people often make when dealing with an insurance claim?

• Admitting fault or providing unnecessary details at the scene.
• Failing to gather evidence (photos, witness details, Garda report).
• Not documenting everything and cooperating with the adjuster.

AIG’s accident guide stresses that you only need to provide your name, address, vehicle registration, and evidence of insurance to Gardaí if asked.

What not to tell your insurance company?

• Do not speculate about fault or blame.
• Stick to the facts: date, time, location, and a neutral summary.
• Let your insurer gather their own evidence.

AIG recommends preparing a summary with damages, photos, or Garda reports if available, and submitting them with your claim form.

What this means: prompt, careful communication with AIG’s claims team can significantly speed up your settlement and avoid complications.

Do you have to have car insurance in Ireland?

What are the minimum coverage requirements in Ireland?

• Third-party car insurance is legally required for all drivers.
• AIG offers cover that meets and exceeds this minimum.

AIG’s accident guide references the legal obligation to have insurance and the information you must provide if stopped.

At what age is car insurance most expensive?

• Drivers under 25 typically face the highest premiums.
• No claims discount (up to 65% with AIG) helps reduce costs over time.

AIG offers discounts up to 65% for no-claims history, which can significantly lower premiums as you gain experience.

Why this matters: knowing the legal baseline helps you avoid fines and ensures you’re not underinsured. Young drivers should explore all discounts available.

How do I contact AIG car insurance?

What is the AIG car insurance phone number Ireland?

• For car insurance enquiries: 0818 244 244 (9am to 6pm, weekdays)
• For motor claims (24/7): 01 8599 700
• Email and webchat options are also available on the website.

These details are listed on AIG Ireland’s car insurance page.

How do I access MyAIG account?

• Existing customers can log in at MyAIG to manage policies, view documents, and track claims.
• Registration requires your policy number and personal details.

The MyAIG portal allows you to submit claims and communicate with AIG without calling.

The trade-off: while online access is convenient, phone support for non-claims is limited to business hours. For emergencies, the claims line is always open.

How to File an AIG Car Insurance Claim in Ireland

1. Contact AIG Motor Claims Service on 01 8599 700 (24/7) or report online via MyAIG.
2. Provide your policy number, accident details (date, time, location), other driver information, and any photos or Garda reports.
3. Submit a completed claim form along with photos of damages, receipts for out-of-pocket expenses, medical treatment details, and towing costs.
4. AIG will assess the damage and make a settlement offer based on your policy coverage and repair estimates.
5. If you have comprehensive cover, you can use AIG’s approved repairer network; repairs can begin immediately after the claim form is submitted.
6. Payment may be made directly to the repair provider or reimbursed to you.

Detailed guidance is available in AIG’s How to File a Car Insurance Claim in Ireland blog post.

The pattern: having your documentation ready and reporting quickly are the two most effective ways to speed up the process.

“We’ve been helping Irish families and businesses with their Insurance needs…”

– AIG Ireland, Facebook

“Protect your business and car with AIG Ireland. Get competitive quotes for tailored business insurance and reliable car insurance cover today.”

– AIG Ireland official website

For Irish drivers considering AIG, the decision hinges on whether you value the discounts and breakdown cover enough to navigate the limited non-claims phone hours. If you’re a younger driver or have a complex profile, comparing quotes from multiple insurers is your best bet. AIG remains a solid choice for those who qualify, but don’t hesitate to pick up the phone and ask why if you’re turned away.

Related reading: How to File a Car Insurance Claim in Ireland · How to Switch Car Insurance Providers

For a detailed breakdown of coverage options and common pitfalls, check our comprehensive guide on AIG car insurance in Ireland.

Frequently asked questions